Direct private lender · Loans up to $15M
Certainty of Execution
We stand behind every term sheet we send. If we approve a loan, we close it, with capital from our own balance sheet.
As featured in
Capital deployed
funded to real estate investors and builders, and counting.
Our philosophy
Created by real estate operators. Built for institutional scale.
BD Capital was born inside a real estate family office, not inside a bank.
Before we lent capital, we deployed our own. We developed projects, managed construction risk, structured capital stacks and navigated market cycles firsthand. That origin continues to shape how we think.
As traditional banks grew constrained by bureaucracy and regulatory friction, professional real estate investors needed a capital partner that understood their business, without sacrificing discipline. We built that platform.
Four principles
We lend the way owners invest.
Our philosophy rests on four principles. Each one shows up in a deal we've funded.
- 01
Alignment
We approach lending the way owners approach investing. Capital must align with the sponsor's business plan, liquidity profile and execution capability.
In practiceWe funded every dollar of a Staten Island fourplex renovation and let the borrower stabilize fully before refinancing.
- 02
Transparency
Terms are defined upfront. Expectations are clear. Communication is direct. Trust is built through consistency, not marketing.
In practiceNo early termination fee meant a Clifton flip could sell five months in, without a penalty.
- 03
Certainty of Execution
If we approve a loan, we close it. Thorough underwriting allows for predictable execution. We reject both institutional bureaucracy and reckless speed.
In practiceWe met a tight closing timeline on a Nashville historic conversion that had no obvious comparable sales.
- 04
Institutional Strength
As an affiliate of Apollo Global Management, BD Capital operates with the rigor and balance-sheet depth of one of the world's most respected private credit platforms. That foundation lets us lend consistently, not opportunistically, through cycles.
In practiceWhen a Jersey City conversion hit an unplanned basement dig-out, we funded the fix and stayed under 65% of ARV.
Deal highlight01 / 04
Loan programs
Capital for every stage of the build.
From a single spec home to a 50-unit build-to-rent community, every program is underwritten, closed and serviced by our in-house team.
Project spotlight
Farmland to four luxury homes, pre-sold before completion.
A well-known local builder turned an old farm parcel into four new luxury houses. Every home sold before it hit the market, and BD Capital was taken out before construction was even finished.
- Acquisition
- $900K
- Construction
- $1.85M
- Sold for
- $3.58M
- Project return
- 30%
Draw process · Powered by TrustPoint
Draws in days. Not weeks.
The same in-house team that reviews your budget before closing processes every draw after it. Request draws in TrustPoint from the jobsite, track your budget 24/7, and get paid on completed work.
Desktop and mobile. Same draw, same data, anywhere.
Our footprint
Lending where America is building.
Every pin is a city where BD Capital has financed real estate, from Northeast infill to Sun Belt ground-up.
Top markets
In their words
Relationships that outlast the loan.
Breaking ground soon?
Let's fund what's next.
Send us the deal: address, budget and exit. A loan officer will come back quickly with real numbers.