HomeLoan programs
As an affiliate of Apollo Global Management, BD Capital benefits from the depth and consistency of one of the world's most respected private credit platforms. That institutional foundation strengthens our balance sheet and reinforces our ability to perform through market cycles.
Multifamily & Development
24-unit townhome community
Construction draws–
Draw #4 funded · requested Mon, wired Fri
We close what we approve.
We communicate clearly.
We execute with discipline.
At the same time, our culture remains relationship-driven and operator-informed. Decisions are made by professionals who understand real estate from firsthand experience.
Meet the teamLoan programs
Open any program to see what we finance, typical terms and how to start. Construction is our core; every program is underwritten and serviced in-house.
Compare
The short version of each program in one grid. Every column ends with a direct line to a loan officer.
Typical ranges shown. Not a commitment to lend; final terms depend on the property, the borrower and the business plan. Scroll sideways on smaller screens.
Recently funded
Real projects from our book. Open any deal for the numbers and the story.
See all closingsLoan estimator
Enter your numbers and see your loan amount, cash to close and carry cost, with interest charged only on what you've drawn.
Estimated loan amount
Live$0
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Drawn balance & monthly interest–
Capital stack–
*Cash to close = purchase price not advanced + points; excludes third-party closing costs, reserves and fees. Uses our standard construction leverage and assumes construction is drawn monthly on a typical S-curve. Estimates for illustration only and not a commitment to lend; final terms depend on underwriting.
FAQ
Still have a question? A loan officer will walk through your deal with you.
Call 908-279-7881Up to $15M for development, multifamily and build-to-rent projects, up to $10M for commercial, and $75K to $2.5M for 1–4 unit fix & flip and ground-up loans. Construction loans are typically sized at up to 80% of the land or purchase price plus up to 100% of the construction budget, capped at 70% of the completed value.
No. Construction funds are held back and released as you draw them, and interest accrues only on what's been drawn. The estimator above shows what that saves on your deal.
Request a draw in TrustPoint, an inspector verifies the completed work, and funds go out within 48 hours of an approved inspection: typically four to five days from request to wire.
Fix & flip and ground-up loans typically run 10–12% interest-only with 0–2 points, 12-month terms, extensions available and no prepayment penalty. Development, multifamily, DSCR and commercial loans are priced to the deal; talk to a loan officer for a quote.
A 660 minimum credit score for short-term programs and 600 for DSCR rental loans. Multifamily, development and commercial loans are for sponsors with direct, like-kind experience.
Yes. Blanket and cross-collateralized loans are available, and our DSCR program handles portfolio refinances.
We do. BD Capital is a direct lender: originations, underwriting, closing, servicing and construction management are all in-house. If we approve a loan, we close it.
Have a deal in mind?
Send us the deal: address, budget and exit. A loan officer will come back quickly with real numbers.